Automatic Cash Back

Automatic cash back mobile phone deals work in a similar way to 12 month free line rental deals but the cash back is garunteed. So you’ll always get some money back on your phone deal, just not all of it. Although it says ‘automatic’ in the name, it isn’t instant as you would be led to believe, cash back can take up to 28 days to be processed. With automatic cash back deals you have to pay some of the contract, but not all of it. To start with, you pay all of that months bill, for example £30. Then you automatically get back most of that bill, for example, you’d get £25 back meaning that you will have paid £5 for a month’s line rental and handset.

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Nokia C1-01 black, 50 minutes to any network and 250 texts. 100MB data per month.


Tariff Name: 50 mins 250 texts (12m), Network T-Mobile, 12 Month Contract, 50 Anytime Minutes, 250 Free Text Messages, Nokia C1-01 black, Free Mobile Phone, Total Savings £16, Total Cost After Discounts £176
12 Month Contract, £16 Instant Cash Back, Monthly Cost £16, Avg Monthly Cost After Discounts: £14.67
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Samsung C3050 black, 200 minutes to any network and 1000 texts. 1GB internet data per month.


Tariff Name: Talkmobile 20 with 1GB (12m), 12 Month Contract, 200 Anytime Minutes, 1000 Free Text Messages, Samsung C3050 black, Free Mobile Phone, Total Savings £190, Total Cost After Discounts £50
12 Month Contract, £190 Instant Cash Back, Monthly Cost £20, Avg Monthly Cost After Discounts: £4.17

Although these automatic cash back deals mean you do have to pay some of your line rental bill, many people find these better as especially people with busy and hectic lifestyles. With an automatic cash back deal you don’t have to worry about sending off forms and different documentation at specific times.

So you will be wondering what the catch is when it comes to automatic cash back deals, because nobody gives something away for nothing right? Well the catch, and it isn’t even a very big catch, it that the handset you will receive won’t be the latest model. For some people this is more than adequate as they just want a phone to make calls and not to take pictures and play audio files. The number of minutes offered is also less than a free line rental contract and by doing this the mobile phone retailers are hoping to push you towards the better looking free line rental deal by offering more minutes and texts with the 12 month free line rental deal and also offering it free. But remember unless you are incredibly organised then the free line rental deal will actually end up costing you more money than the automatic cash back deal. The automatic cash back deal at least offers you a guarantee of getting some money back.

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